Hidden Massive Tax Changes Coming In The One Big Beautiful Bill!

Jun 12, 2025

Brandy Maben, Director at WindRock Wealth Management, joins the discussion to reveal alarming potential changes in a massive new budget bill that could impact everyday Americans, not just the wealthy. She highlights forced IRA distributions and tougher Roth IRA rules that may soon come into play. The elimination of grantor trusts and reduced estate tax exemptions might also affect countless families. Listeners learn about strategies to utilize Opportunity Zones for tax savings and why immediate action is essential to safeguard their financial futures.

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INSIGHT

Forced IRA Distributions Emerging

The government aims to tax previously tax-free retirement account money to increase revenue.
Forced distributions for IRAs over $10 million may affect estate and retirement planning strategies.

INSIGHT

Roth Conversion and Inherited IRA Limits

Proposed Roth conversion limits could cap eligibility at $400,000 income.
Inherited IRAs might require faster withdrawal than current 10-year rules, impacting legacy plans.

INSIGHT

Grantor Trusts under Threat

Grantor trusts, a popular tax strategy for high-net-worth individuals, could be eliminated.
Losing grantor trusts would cause significant estate tax liability on asset appreciation.

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Brandy Maben, Director at WindRock Wealth Management, joins Maggie Lake to unpack what’s buried in the new 1,000+ page ’One Big Beautiful Bill’, and why even middle-class investors and small business owners should be alarmed.

From forced IRA distributions and new Roth IRA restrictions to the elimination of grantor trusts and a possible halving of the estate tax exemption, the proposals could cost Americans millions. Even Roth IRAs could face Required Minimum Distributions (RMDs) for the first time ever.

What you’ll learn:

Who is affected by the proposed tax hikes (hint: it’s not just the ultra-wealthy)
The retirement and estate tools that may soon disappear
What to know about inherited IRAs, Roth conversion limits, and trust changes
How to use Opportunity Zones to legally avoid capital gains taxes
Why timing is critical, and what to do before your options vanish

Volatility got you concerned? Get a free portfolio review with WindRock’s Brandy Maben at: https://bit.ly/4kWnoeK

Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH

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#Wealthion #Wealth #Finance #Investing #Taxes #RetirementPlanning #EstatePlanning #TaxReform #RothIRA #OpportunityZones #FinancialPlanning #TaxStrategy #CapitalGains #BudgetBill

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