The Moth Introducing: What We Spend
Apr 23, 2025
Dive into the intimate world of personal finances as individuals share their spending habits and financial struggles. Hear gripping stories about the emotional toll of student debt and the quest for mental wellness. Experience candid discussions about budgeting, with relatable humor about everyday expenses. Learn about the struggle to balance self-care with rising costs, particularly around essentials like groceries and healthcare. This exploration reveals how money impacts life decisions and personal dreams.
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Kelly's Student Loan Debt Burden
- Kelly shared her burden of $150,000 in student loan debt after private loans were partly paid off unexpectedly.
- Despite a large payment, she still feels weighed down by the remaining debt.
Money as Monkey on Back
- Kelly describes her relationship with money as all-consuming, like a monkey on her back she can't escape.
- This metaphor captures how money worries cling and impact her daily life persistently.
Track Weekly Expenses Diligently
- Kelly manages her expenses weekly by reviewing a detailed spreadsheet including rent, groceries, and subscriptions.
- She tracks even small expenses like hair washing as a planned treat to maintain control and awareness.