Asia Tech Podcast Asia Tech Podcast - Episode 121 - Atul Monga - Founder of Basic Home Loan - Automating Affordable Housing Loans
The Asia Tech Podcast had a chat with Atul Monga, a Founder of Basic Home Loan. Founded in 2020, BASIC Home Loan is a fintech company, developing an automated platform for home lending in India. It aims to provide consumers with end-to-end fulfillment, through technology for faster loan disbursements. The company’s vision is to change the way Bharat (India) finances its affordable homes.
Some of the topics that Atul and I discussed:
- The drastic change in India's socio-demographic structure
- Extended families are becoming more nuclear
- The impact these socio-demographic changes have on the housing sector, especially in tier-2 and tier-3 cities
- How 'Phygital' (blending an offline, physical approach with an online one) is becoming the backbone of home lending in non-urban India
- How the pandemic has and continues to rewrite the housing preferences of low and middle-income India
- The standardization of housing properties and how this is rewriting the lending rules in India
- Paperless documentation and faster disbursals are becoming the norm
- Is there an insurance play as well
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