The Ramsey Show Highlights My Ex Owes Me $35,000, How Do I Get My Money Back?
Jul 24, 2025
A listener grapples with a $35,000 debt from her ex-boyfriend, searching for ethical ways to recover the funds. The discussion balances humor and serious advice as they navigate the complexities of collecting money from an ex. Tips on prioritizing debt repayment over investments shed light on proactive financial strategies. Additionally, they offer practical advice for managing personal finances post-breakup, emphasizing the importance of budgeting and emotional support for financial recovery.
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Loan Taken for Boyfriend
- Lily took out a $35,000 debt consolidation loan in her name for her boyfriend to help him manage his credit card debt.
- They recently broke up, and she is unsure how to ethically get him to pay back the loan faster.
Prioritize Paying Your Debt
- Pause investing and focus on paying off the $35,000 debt yourself since it is your responsibility.
- Any money he pays back is a bonus, but you must control what you can: your own finances.
Get a Roommate to Save Money
- Get a roommate or find a cheaper living situation since your rent has doubled to $2,500 monthly.
- This will help free up money to pay the loan faster and ease financial pressure after the breakup.