In this engaging discussion, Steve Rice, a partner at VREC and multifamily investment expert, explores seismic shifts in the real estate market. He highlights the impact of 50-year mortgages on homebuying trends and shares insights on acquiring distressed properties, including a recent 350-unit deal. Steve emphasizes the growing importance of experienced operators in securing financing and the need for conservative capital raising strategies. Listeners gain valuable perspectives on operational turnarounds and the key metrics that are often overlooked.
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insights INSIGHT
50-Year Mortgage Could Shift Renters To Buyers
A 50-year mortgage proposal could shift renters to homeowners by lowering monthly payments and increasing affordability.
Ken warns this may reduce rental demand and tighten the single-family market competition for landlords.
insights INSIGHT
Midwest Still Offers Cashflow Upside
The Midwest remains affordable with rent growth potential and less overbuilding than coastal boom markets.
Steve sees stable, cashflow-focused opportunities in Cincinnati, Columbus, and Indianapolis.
volunteer_activism ADVICE
Protect Portfolios With Low Leverage
Maintain low leverage and healthy loan-to-value ratios to survive rent declines or economic stress.
Fixed-rate debt and under 60% LTV give buffer to operate through vacancies and refinance if needed.
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This episode dives into the seismic shifts unfolding across real estate—50-year mortgages, distressed multifamily deals, rising unemployment, and why operators with real experience are seizing once-in-a-decade opportunities. Ken, Danille, and their guest, Steve Rice, from Venture Real Estate, break down how capital raising, underwriting, operations, and market risk have radically changed in 2025—and what investors must understand to stay alive in this evolving cycle.
To learn more about Steve and his company visit his website at: https://vrec.com
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If you're an accredited investor and are interested in learning about opportunities to invest with Ken follow this link: https://mccompaniesinvest.com/knowmore
ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.
Ken's company: https://mccompanies.com
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