Budget Nerds #122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You
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Aug 13, 2025 Join Ben and Ernie as they dive into inspiring listener success stories in personal finance, showcasing everything from debt payoffs to joyful family adventures. The episode highlights how effective budgeting transforms lives, emphasizing the importance of celebrating both big and small wins. Discover practical tips for home projects and unexpected expenses while embracing the power of cash reserves. It's a lively reflection on growth, fresh starts, and the community spirit that fuels budgeting journeys!
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Renovation Planned Within A Fixed Pie
- Shannon created a separate YNAB budget for a large home renovation and funded every item by room.
- She avoided extra bank loans by prioritizing upgrades within a fixed pool of money.
From Debt To Maxing Retirement
- Mark used YNAB to slash recurring expenses and eliminate student loan and car debt.
- He then saved a car payment, got a month ahead, and began investing outside his 403(b).
Cash For Big Life Events
- Gary paid off credit cards and personal loans, built a $10,000 emergency fund, and paid major life events in cash.
- His credit score rose dramatically and he reports newfound peace of mind.