How Data, Simplicity, and Innovation Drive Payment Solutions | Robert Kraal, Co-Founder of Silverflow

Today DATA is a differentiated proposition! And that's why it matters who you select as your payments processor and partner in crime! I had the honour and pleasure to speak with Robert Kraal, Co-Founder at Silverflow, and hear all about how Silverflow has designed with data in mind!

Silverflow is a cloud-based payment processing platform that provides a state-of-the-art upgrade for payment-providers, shielding them from the current antiquated legacy technology still in use today. With Silverflow, PSPs can now directly access card networks, instantly add new functionality, have real-time insight into transaction fees and get smart data direct from the networks – all to better serve their merchants.

We may think payments and acquiring are purely infra, but actually acquirers are having a ton of impact on businesses who need it the most. We go behind the scenes on Silverflow’s culture and go deep on what’s so special about the leadership style in Nordic countries that many of us of the world can learn from. Robert’s mindset around entrepreneurship, Silverflow’s proposition, and how it actually makes them a DATA platform - unlike platforms built in the eighties who saved minimum data. We explore what are the challenges of his clients, and of course what’s the one thing he would change in FinTech to make the industry better for everyone!

We cover:

(00:00) Intro to Silverflow's Unique Value Proposition

(01:35) Purpose-Driven Fintech and Financial Inclusion

(02:47) Challenges in Digital Payments and Infrastructure

(06:53) The Need for Real-Time Settlement in Cash Economies

(11:36) Sustainability in Fintech Companies

(14:17) Building a Global Company with Diverse Teams

(23:46) Diving into Acquiring Processing Solutions

(25:13) The Evolving Payment Landscape

(25:57) Merchant Perspectives on Payment Methods

(29:30) Silverflow's Role in the Payment Ecosystem

(31:11) Innovations and Challenges in Payment Systems

(36:58) Addressing Fraud in the Payment Industry

(41:54) The Future of Global Regulation in FinTech

If you enjoy this Purpose Driven FinTech pod, please subscribe in YouTube, follow and leave a 5 star rating. Remember to connect in LinkedIn to keep the conversation going.

👉 You can find Robert here

• LinkedIn: https://www.linkedin.com/in/robertkraal/
• LinkedIn: https://www.linkedin.com/company/silverflow/
• Website: https://www.silverflow.com/

👉 And you can find Monica here:

• LinkedIn: https://www.linkedin.com/in/monicamillares/
• YouTube: https://www.youtube.com/@moni_millares
• TikTok: https://www.tiktok.com/@moni_millares
• Website: https://moni-millares.mystrikingly.com/

Let’s dive into it!

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Production and marketing by Monica Millares. For inquiries about being in the show, coaching, consulting, creative collabs, sponsoring the podcast or creating or editing your podcast email fintechwithmoni@gmail.com

Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.