Welcome to the Tearsheet Podcast. I’m Zack Miller. We continue to see consolidation across the financial services industry. In fact, a lot of traditional FIs have entire innovation programs designed to tap outside talent. But what if you’re looking for organic growth? If you’re Experian, the global financial data firm, how do you get more out of your existing assets, things like the data across the enterprise, its distribution channels, its salesforce and brand. You create DataLabs, an internal environment outfitted with data scientists and crack product professionals, where Experian can create future products around customer needs. Eric Haller, head of Experian’s DataLabs joins us on the podcast today to talk about how the data firm finds pathways to innovation while positioning the greater firm to be competitive in the future. We geek out a bit on tech as Eric describes some of DataLabs experience with new modalities like text and voice for credit. We also discussed AR, VR, and advances in cryptography. Eric Haller is my guest today on the Tearsheet Podcast