The Sunday Times’ tech correspondent Danny Fortson brings on Sid Jha of Arbol to talk about the importance of insurance (3:45), using data to change how it works (8:20), how climate has scrambled the industry (10:30), regulation (14:20), creating a new asset class (16:40), weather (24:10), growing up in India (29:20), going to Wall Street (30:40), launching Arbol (33:00), the space revolution (35:40), using blockchain (37:30), and why life is more expensive in an era of climate change (42:45)