Please sign up for a credit card this holiday season
Rachel's referral code AMEX
Nate's referral code Chase
Follow Rachel on instagram: https://www.instagram.com/rachel.kaly/?hl=en
And watch this funny video of Rachel doing stand-up: https://www.youtube.com/watch?v=y-Ch7fMpOsc
Subscribe to our Patreon for bonus episodes at www.patreon.com/joytactics.
