Budget Nerds #126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)
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Oct 8, 2025 Ashley Lapato, creator of The Organized Wallet and YNAB community educator, shares her transformative budgeting journey after a missed bill led her to embrace YNAB. She discusses how budgeting has reshaped her financial life, allowing her to prioritize adventures and experiences, including saving for unique trips and learning opportunities. Ashley breaks down her budgeting categories, from managing home-related expenses to thoughtful gift-giving, showcasing how values-based spending can foster both financial health and personal growth.
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From A Missed Bill To A Financial Turnaround
- Ashley missed a bill while her husband was overseas and felt furious at herself on a beige couch.
- That mistake led her to read the YNAB book, take workshops, start a plan July 1, 2018, and transform her money life.
Money Is A Learnable Skill
- Learning money is a skill you can improve at any age, not an innate trait.
- Ashley gained confidence from YNAB and used it to pursue new skills and life goals.
One Year Of Obsession Led To A Job
- Ashley obsessively practiced YNAB for a year, sharing wins with friends and family.
- A year later she applied for and got a job at YNAB while her husband was overseas again.