Medics Money podcast Ep 271: 5 financial tips from an International GP - is the NHS pension worth it? and investing as an IMG.
May 13, 2025
Dr. Agne Meškauskienė, an International GP from Lithuania turned UK doctor, shares her enlightening financial journey. She discusses the stark differences in healthcare systems and the unique challenges International Medical Graduates face. Agne delves into the complexities of the NHS pension, offering insights on its true value. She shares essential budgeting techniques and debt management strategies. Additionally, she highlights her investment experiences, emphasizing the importance of financial planning for security and flexibility in the ever-changing market.
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GP Experience: Lithuania vs UK
- Dr. Agne Meškauskienė experienced strict limitations as a GP in Lithuania with many referrals required.
- She appreciated the increased professional freedom and development opportunities working as a GP in the UK.
Challenges Moving to UK
- Coming to the UK was challenging financially due to lack of credit history and banking hurdles.
- Her workplace support was vital in breaking the vicious cycle of not having an address or bank account initially.
NHS Pension Confusion
- The NHS pension was mysterious and costly with unclear future benefits initially.
- Many doctors struggle to understand what their pension contributions truly mean for retirement.