Jill on Money with Jill Schlesinger I’m 28, Can I Ever Buy a House?
20 snips
Sep 9, 2025 The discussion dives into the tumultuous housing market and the financial anxieties surrounding homebuying. A listener grapples with her late husband's investment portfolio, demonstrating the emotional toll of financial decisions. The hosts also explore plans for a live event that could enhance community engagement and promote financial literacy for families. Plus, they highlight the importance of being financially prepared for unexpected life changes, emphasizing the need for life insurance and thoughtful estate planning.
AI Snips
Chapters
Transcript
Episode notes
Guaranteed Income Changes Risk Needs
- If pensions and Social Security cover living expenses, investment risk becomes less urgent.
- That income safety gives you freedom to favor stability over aggressive growth.
Set Rules And Ask About Fees
- Ask your advisor about fees and set explicit rebalancing rules to avoid unnecessary tax events.
- Consider a 40% stocks, 50% bonds, 10% cash mix if you want more stability while preserving growth.
Check Plan Eligibility Before Switching
- You cannot split family coverage between PPO and an employer HDHP unless one spouse has separate employer coverage.
- Use an HSA only if your family plan qualifies and you understand the triple tax advantage.