The Memo by Howard Marks

The Rewind: Global Financial Crisis

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Oct 13, 2022
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INSIGHT

Pre-Crisis Market Sentiment

  • The years 2005-2007 were generally positive, with a healthy economy and recovering investor psychology.
  • Low interest rates led investors to search for higher returns, increasing their risk tolerance.
ANECDOTE

Carpet Conversations

  • Howard Marks frequently discussed concerning deals with Bruce Karsh, highlighting increasing risk-taking.
  • He noted the evaporation of risk aversion, a key factor in market stability.
ADVICE

Buffett's Wisdom

  • Increase prudence when others are less prudent, as advised by Warren Buffett.
  • Prepare for challenging times when markets become overly optimistic.
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