
 Two Sides of FI
 Two Sides of FI From Divorce to Financial Freedom: FI at 45
 Aug 17, 2025 
 Discover how financial turmoil from divorce can spark a journey to financial freedom. Kayla shares her shift from a saving mentality to joining the FIRE community, leading to her achieving early retirement by 45. The discussion covers investing challenges post-divorce, building confidence in financial decisions, and the importance of flexible retirement goals. Personal anecdotes highlight the emotional ups and downs of this transformation, underscoring the significance of community support and embracing the present moment. 
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Divorce Sparked A Financial Reset
- Kayla recounts being blindsided by divorce and shifting from a 'we' financial mindset to 'me'.
- She left the marriage financially stable but had to take full responsibility for her finances and future.
Early Life Built A Natural Saver
- Kayla grew up with self-employed parents and learned to be cost conscious from variable income.
- Her mortgage-industry career reinforced 'feast or famine' saving habits, shaping her later financial discipline.
Use An Advisor To Learn Investing
- If you're scared of the stock market, use a financial advisor as a learning bridge and watch the process.
- Transfer control gradually until you feel confident enough to manage index investments yourself.







