Simply Bitcoin Is Michael Saylor's StrategyBank™ About to Replace JP Morgan?! | Simply Originals
Nov 28, 2025
Michael Saylor is challenging the traditional banking system with his new Bitcoin bank concept, sparking a battle against J.P. Morgan. The episode dives into J.P. Morgan's strategies, including on-chain fractional banking and attacks on MicroStrategy. As banks shift to embrace Bitcoin for profitability, the discussion highlights how institutional interest is pushing price predictions upward. The hosts emphasize the importance of self-custody and avoiding leverage, advocating for control over your financial future. It's a riveting clash in the world of finance!
AI Snips
Chapters
Transcript
Episode notes
Saylor's Strategy Bank Vs. JP Morgan
- Michael Saylor is positioning MicroStrategy as a full-reserve, Bitcoin-backed banking institution called Strategy Bank.
- This contrasts with JP Morgan's push for on-chain fractional-reserve products that preserve bank custody and yield generation.
JP Morgan's On-Chain Fractional-Reserve Play
- JP Morgan is creating regulated deposit tokens and on-chain products to capture stablecoin and yield demand while keeping dollars inside its fractional-reserve system.
- The host argues this builds on-chain fractional-reserve banking and competes with decentralized stablecoin models.
Infrastructure Over Mere HODLing
- Strategy Bank as a trademarked idea signals MicroStrategy's ambition to build infrastructure, not just hold Bitcoin.
- The host frames this as a civilizational clash between full-reserve Bitcoin institutions and legacy fractional banking.