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Keep The Change

A 20% House Deposit & Student Loan Cleared At 26 Tom Flanagan (KTC Listener) [Changers]

Feb 5, 2025
38:52

Tom, 26, shares his inspiring journey of buying his first home with his partner on Auckland's North Shore, without the bank of Mum & Dad.


In this episode, Tom (a listener to KTC) unpacks the financial principles from Keep The Change (& other learning) that helped him achieve this milestone: upping his KiwiSaver, paying off a $45k student loan, investing in the S&P 500, and leveraging his value to land better-paying jobs.


We also dive into his hustle, his plans to start a business, and why he’s staying in New Zealand despite the Aussie exodus. This story proves that with the right mindset and strategy, young Kiwis can still thrive at home.


I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Scheme has sponsored Keep The Change to help me reach more people and make this a reality. Cheers Generate. Head to generatekiwisaver.co.nz/change to find out more.


As always, no part of this podcast is intended as financial advice; it is intended as general information only.




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