Raising Us: A Parenting Podcast

How to Raise Financially Confident Kids | Jean Chatzky | A Kids Co.

Nov 25, 2025
In this discussion, Jean Chatzky, a personal finance journalist and CEO of HerMoney, shares valuable insights on raising financially confident kids. She emphasizes that children notice financial differences early and offers tips to start money conversations young. Jean advocates for practical approaches like linking allowances to chores and using everyday moments, like grocery shopping, as teaching opportunities. She also encourages parents to model their emotions about money and to foster gratitude by comparing down, helping kids navigate a consumer-driven world.
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ANECDOTE

Piggy Bank That Paid For Disney

  • Jean Chatzky remembers a family piggy bank saved for years to pay for a trip to Disney World.
  • They opened it together and discovered enough money to cover the park, teaching her the power of saving.
INSIGHT

Kids Spot Status Signals Early

  • Kids notice socioeconomic differences early through visible cues like backpacks or number of cars.
  • These observations shape comparisons and status awareness from a young age.
ADVICE

Use Shopping And Allowance As Lessons

  • Shop with kids and discuss prices, sales, and value to teach cost comparisons.
  • Give them an allowance so their money feels real and influences their choices.
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