As wages continue to grow at a record pace and the average pay excluding bonuses rises, Ian talks to Raoul Ruparel from the Centre for UK Growth at Boston Consulting Group. He's also joined by Nottinghamshire and England cricketer Stuart Broad, who discusses his career as a small business owner. Plus, what do the Chancellor's plans to reform the pensions industry mean for investors? Ian talks to Michael Moore from the British Venture Capital Association to find out.