Dev Raga Personal Finance best of 2025: timeless principles of investing
Dec 30, 2025
Unlock the secrets to wealth with five timeless investing principles! Discover the importance of having a clear financial plan tailored to your goals. Learn how diversification can protect you from risk while avoiding fees that eat into your returns. Stay disciplined and committed to long-term investing strategies, leaving the panic behind. Dev also emphasizes the strategy of de-risking as you approach retirement. These strategies are crafted to stand the test of time in your financial journey!
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Create And Review A Financial Plan
- Write a clear financial plan with realistic goals and review it regularly.
- Share and refine the plan with loved ones and update it about every five years.
Diversify According To Two Risk Types
- Diversification reduces portfolio volatility across asset classes and within them.
- Balance risk tolerance and risk capacity to match your time horizon and cash flow.
Cut Fees To Protect Compounding
- Minimize fees across mortgages, super, ETFs, advisors, and admin to protect compounding.
- Regularly scrutinise costs because high fees can erase large portions of retirement wealth.