

Visa And Swift Go All-In Stablecoins | CryptoTownHall
Sep 30, 2025
The podcast explores Visa's groundbreaking stablecoin pilot aimed at revolutionizing cross-border payments. Swift's initiative involving 30 banks for a 24/7 blockchain ledger raises questions about the future of traditional payment systems. The hosts debate XRP's relevance and examine the impact of new stablecoin blockchains like Plasma. As regulatory moves unfold, the conversation shifts to how stablecoins might reshape banking models and payment structures. Lastly, the implications of an upcoming Senate tax hearing on digital assets spark further discussion on innovation and compliance.
AI Snips
Chapters
Transcript
Episode notes
Payments Are Shifting To Tokenized Cash
- Visa and Swift moving into stablecoins and blockchain show payments are shifting to tokenized cash equivalents.
- This signals incumbent payment rails will face pressure to modernize or become obsolete.
XRP Token Isn’t Fit For Payments
- XRP as a volatile token is ill-suited to be a global payments medium compared with stablecoins.
- The ledger can matter, but unpegged tokens add unnecessary volatility for payments.
Stablecoin Infrastructure Will Be Commoditized
- Stablecoin infrastructure will become commoditized and issuers can move chains if costs rise.
- Chain choice matters less to end users than fees, velocity, and issuer economics.