025: Retirement Planning for the Unwealthy and the Power (and Danger) of Data with Dirk Cotton

Dirk Cotton was a senior executive at a Fortune 500 company. However, after retiring in 2005, he's found himself busier than ever. He loves to do research, specifically retirement research, and publishes often on his blog, The Retirement Café. He's also a Thought Leader at APViewpoint, Advisor Perspectives' online community of investment advisors and financial planners, and provides retirement coaching services in exchange for pizza, craft beer, and charitable donations, among other gifts.

As Dirk sees it, a lot of the best financial advice is only available to people who have lots of money - and that's why the Retirement Café focuses on retirement planning for the unwealthy - or those with less than $100,000 in savings.

Dirk came highly recommended by Wade Pfau, and his work has proven highly valuable for his readers and his clients alike. Today, Dirk joins the podcast to talk about how his second act as a retirement coach and researcher began, the dangers in trying to predict the future, and the many factors that people often don't understand or think about as they prepare to retire.

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