Join us as we break down what it really takes to build a $1 million retirement fund using IUL (Indexed Universal Life Insurance) versus traditional market investing. We explore how saving $17,852 annually over 25 years can lead to different outcomes depending on your chosen strategy.

Through practical examples, we'll show you why account balances don't tell the whole story and help you understand how IUL's unique features - tax efficiency, low volatility, and flexibility - compare to market investments for retirement income planning.

We discuss real scenarios from recent years, including market volatility in 2020 and 2022, to demonstrate how different retirement strategies perform under stress. If you've wondered whether you should focus on market investments, IUL, or a combination of both, this episode offers a straightforward look at the numbers and trade-offs you need to consider.

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The Truth About Building a Million Dollar Retirement