rich & REGULAR with Kiersten and Julien Saunders

Ep 195: The money trends you can’t ignore in 2025

Jan 6, 2025

Prepare for 2025 as key money trends take center stage! Explore the concept of 'brain rot' and its mental health impact. Discover how AI is reshaping the stock market and what this means for investors. Understand the risks of buy now, pay later options and the necessity of knowing your risk tolerance. Dive into the future of work with tech-savvy generations and the crypto surge. Finally, redefine luxury amidst shifting consumer habits—it's all about valuing personal choice over brand allegiance!

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INSIGHT

2024 Financial Trends

The 2023 stock market gains were concentrated in big tech, highlighting the impact of AI.
Buy Now, Pay Later (BNPL) is reshaping credit and consumer spending.

ANECDOTE

Tech Job Losses

Many tech workers, initially proud of their field, now face job losses and uncertainty due to AI's impact.
This reflects a pattern of VC-funded hype cycles.

ADVICE

Navigating Hype Cycles

Navigate the hype cycles by understanding your risk tolerance and recognizing when you've gained enough.
"Cashing out" is a repeatable process crucial for navigating the market.

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This week, we’re breaking down the top stories and trends that will shape how we all earn, spend, and invest our money in 2025. And we’re not just looking at the year ahead, we're confronting the messy reality of now.

If you're feeling like the financial ground is shifting beneath your feet and like the old rules don't apply anymore, then this episode is for you. If you're tired of feeling like you're chasing trends instead of building a future, or if you're ready to take control of how you earn, spend, and invest in a world increasingly influenced by algorithms and AI, then you need to tune in.

We're not offering a magic bullet, but we are offering a real conversation with practical takeaways, designed for anyone who's ready to stop feeling overwhelmed and start making intentional choices with their money. This episode is for the curious, the proactive, and those who are determined to build financial well-being on their own terms.

We’re tackling:

The 2024 Words of the Year including the meaning of "brain rot" and how it's affecting us all, mentally and financially
The stock market's continued dance with AI, and what that really means
Why getting clear about your risk tolerance is the most important financial decision you can make this year
The rise of "buy now, pay later" and its impact on consumerism
The fact that the "future of work" is here, and how to adapt
The surge in cryptocurrency, and what that could mean for your investments
Why 2025 is the perfect time to redefine luxury and spend with greater intention
The power of your own humanity and why it will become increasingly valuable

Links:

Episode 143: The top stories impacting your money in 2024

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