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Timestamps :

00:00:00 - Intro

00:03:11 - Is a house a good investment?

00:05:44 - Cash-only investment property?

00:08:41 - Renting vs living in a duplex

00:11:56 - Risk tolerance when investing

00:12:38 - Thoughts on Bitcoin

00:18:38 - House values haven’t increased

00:20:16 - Is more income the solution?

00:24:30 - Smart budgeting choices

00:26:13 - Renting rooms for extra cash

00:28:28 - Age limit to live at home?

00:32:03 - The $5 coffee debate

00:35:13 - Improve your finances today

00:36:29 - Elon Musk, national debt, and government efficiency

00:45:28 - Making $1 million effectively

00:57:11 - Biggest wealth killers

01:02:08 - Balancing tough love with callers

01:04:49 - Callers who actually change

01:06:10 - Renting vs buying

01:07:13 - Election impact on finances

01:08:29 - Government responsibilities

01:10:54 - Should there be a minimum wage?

01:14:27 - Flat tax rate debate

01:20:19 - Least compelling financial takes

01:25:26 - Credit vs debit spending

01:30:15 - Non-financial advice for life improvement

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