The Best Debt Payoff Strategy I Why the Cashflow Index Beats Snowball and Avalanche Methods

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Most financial gurus tell you to pay off your debt using either the highest interest first (debt avalanche) or the smallest balance first (debt snowball). But what if both of those methods are actually keeping you stuck in debt longer and draining your financial freedom?

In this episode, Chris Miles — the Cashflow Expert and Anti-Financial Advisor — breaks down a powerful system he developed called the Cashflow Index. This strategy helped him personally eliminate over $1 million of debt and has since freed up thousands (and even hundreds of thousands) of dollars for his clients every year.

Instead of focusing on just interest rates or balances, the Cashflow Index looks at one crucial factor: your monthly payment burden. Because let’s be real — it’s not the balance that stresses you out, it’s the payment eating into your cashflow every month.

By applying this system, you’ll learn how to:

• Stop stressing about interest rates and focus on what really kills your financial freedom

• Use ROI thinking when deciding which loans to pay off first

• Identify which debts are sabotaging your monthly cashflow (and should be tackled first)

• Restructure debt to create options, freedom, and breathing room

• Avoid common debt payoff mistakes that actually slow down your progress

Chris also shares real-life stories of clients who used the Cashflow Index to:

• Free up $3,800/month in hidden cashflow without making more money

• Qualify for a mortgage by strategically paying down just $4,100 instead of $7,600

• Escape the cycle of negative cashflow and turn crushing debt into an organized, manageable plan

Whether you’re an entrepreneur, a W-2 employee, or someone simply looking for a better way to get out of debt, the Cashflow Index can transform the way you see your money.