The Long View Carl Richards: The Case for ‘Deeply Human’ Financial Advice
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Oct 21, 2025 Carl Richards, a certified financial planner and author known for his engaging sketches on personal finance, joins the conversation. He shares a humorous story about how a job ad mishap led him to finance. Carl emphasizes the importance of human connection in financial advice, advocating for conversations around values and what 'enough' truly means. He explores how nature and pausing can enhance decision-making, and discusses managing social media's impact on comparisons. Throughout, he champions small experiments to discover personal financial preferences.
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Unexpected Start In Finance
- Carl Richards accidentally applied for a securities job thinking it was a security guard role and ended up at Fidelity's call center.
- That misread launched a long career in financial services and shaped his view of money as messy and human.
Advice Is A Human Craft
- The Society of Advice gathers advisors to improve how they give advice, focusing on human skills rather than technical chops.
- Richards frames better advising as becoming better humans who listen and facilitate conversation.
Use Conversation Grenades
- Use simple conversation-starters to surface clients' values and goals rather than debating products.
- Richards created sketches to provoke family and advisor conversations about what wealth means.
