On today's show we visit Berlin and New York. First we speak to Malte Huffmann, co-CEO and co-founder of Mondu; a German fintech making B2B payments seamless, and finding a little joy along the way. Secondly we meet Nicole Bayard, Head of Growth at SoLo Funds. SoLo offer community finance, cutting out the institution in the middle, and giving people a platform to borrow money that doesn't forget we're human.