One Rental At A Time

This 25 year old just did something crazy!!

Oct 29, 2025
A fresh marriage sparks a deep dive into finances as Cody reveals the perks of combining rental portfolios. Despite being 25, he shares insights on early marriage and mindset shifts that shaped their decision. The couple sets strict financial rules, planning to save and pay off debt while living on a modest budget. They even reveal a target of $40,000 monthly cashflow by age 30! Cody emphasizes the importance of having a like-minded partner in building wealth and preparing for family, making the journey both exciting and strategic.
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ANECDOTE

Married And Combining Real Estate

  • Cody announced he got married and combined finances and real estate holdings with his wife Ashley.
  • He described immediate benefits like pooled rentals, better loan eligibility, and shared problem-solving on property issues.
ADVICE

Automate A Strict Shared Budget

  • Cody and Ashley set strict joint budgeting rules before marrying and automated $2,000 each into a household account.
  • They limit personal spending to that $4,000 monthly pool and reserve other income to scale investments and pay down debt.
INSIGHT

Constrained Living Multiplies Wealth Building

  • Living on constrained cashflow intentionally accelerates debt paydown and future wealth building.
  • Cody projects roughly $100k a year saved from current income allocation without increasing lifestyle.
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