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BiggerPockets Real Estate Podcast

783.3: Home Buying Hacks: Down Payments, Financing, and Home Insurance w/Chris Hutchins

Jun 27, 2023

33:29

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The Importance of Tracking Home Improvements and Expenses

Wisdom and Considerations for Homebuyers

1.

Introduction

2min

2.

How to Make a Deal Work for You

2min

3.

How to Qualify for a Loan on a House

4min

4.

How Much Is a Jumbo Loan?

5min

5.

How to Get Pre-Approved for a Mortgage

4min

6.

How to Save Money on Your Homeowners Insurance

6min

7.

How to Buy a Home

3min

8.

How to Optimize Your Life and Money With House Hacking

4min

Part 3:

Struggling to buy in this expensive housing market? In part three of our home buying hacks series with Chris Hutchins (from All the Hacks), you’ll learn why down payments AREN’T as big as you think, why working with a mortgage broker may be the best move to make, what lenders want to see before they pre-approve you, and home insurance tips to make sure you’re protected during a disaster.

In This Episode We Cover:

Debt-to-income requirements and what lenders want to see when you apply for a loan

Using a mortgage broker vs. a direct lender (and which will get you a better rate)

Home insurance 101 and how to protect your property for less money

The math behind buying a house (and why it beats renting in the long run)

And So Much More!

Links from the Show

BiggerPockets Youtube Channel

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Get More Deals Done with The BiggerPockets Investing Tools

Find a BiggerPockets Real Estate Meetup in Your Area

David's BiggerPockets Profile

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David’s YouTube Channel

Work with David

Pick Up Some of David Greene’s Best Selling Books

Rob's BiggerPockets Profile

Rob's Instagram

Past BiggerPockets Podcast Episodes Mentioned:

How to Start with $10K

Hear Chris on The "BiggerPockets Money" Podcast

“All the Hacks” Episodes Mentioned:

Net Fulfillment Over Net Worth

Tune Into the “All the Hacks” Podcast

Enter to Win a FREE Copy of David's New Book, "Pillars of Wealth"

Connect with Chris

Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-783-3

Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.

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