Stefan Fatsis and Josh Levin are joined by The Gist’s Mike Pesca to discuss the NFL’s conference championship games. ESPN’s Steve Fainaru also joins to talk about the collapsing football insurance market, and Ben Lindbergh of the Ringer assesses baseball’s ice-cold free agent market.

NFL playoffs (3:51): The Saints got robbed. Does that mean the NFL should institute instant replay for pass interference? Also: Is there anything new to say about the Patriots?

Football and insurance (32:44): It’s getting harder and harder for the NFL and other football entities to get insurance coverage. Does that mean the sport is on the verge of collapse?

MLB free agency (50:01): With spring training getting closer, superstars Bryce Harper and Manny Machado remain unsigned. What’s going to break the impasse?

Afterballs (68:05): Stefan on “good from 70” and Josh on Mike Tice’s Super Bowl ticket scalping.

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The When You’re the Steak Edition