The Ramsey Show Highlights

Dave Ramsey Explains The Housing Market In 2025

5 snips
Aug 4, 2025
Delve into the fascinating dynamics of the real estate market as experts unravel the difference between perceived and actual property values. Discover how social media shapes public perceptions and the significance of fair appraisals. Explore the long-term impacts of the 2008 crash on neighborhoods heavily influenced by rental properties. Plus, gain insights into current housing trends amidst limited supply and shifting economic policies that could reshape the market landscape.
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INSIGHT

Market Value Requires No Duress

  • Market value of a home is only valid when neither buyer nor seller are under duress.
  • Distressed sales, like foreclosures, don't represent true market value and distort price trends.
INSIGHT

Foreclosure Neighborhoods Reset Value

  • Neighborhoods hit hard by foreclosures need a reset in market value over many sales.
  • Banks selling foreclosed homes under duress further distort real estate appraisals until recovery stabilizes.
INSIGHT

Demand Outpaces Supply

  • Median house prices have risen every month this year despite social media claims.
  • Demand still outpaces supply, which naturally drives prices upward in an open market.
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