The Rollup Who Owns Your Data in the AI Era? with Terence Kwok from Humanity Protocol
Nov 9, 2025
Terence Kwok, founder of Humanity Protocol, discusses the urgent need for privacy-preserving identity solutions in the age of AI. He reveals how decentralized user-owned credentials work and highlights a new partnership with Mastercard, aimed at protecting user data. The conversation explores the contrast between Human ID and traditional login systems, emphasizing control over personal data. Kwok also delves into the role of zero-knowledge proofs in securing user information, and the potential for AI agents to be made accountable through verified credentials.
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A Trust Layer For Verified Human Attributes
- Humanity Protocol builds a trust layer to verify humans and attributes across the internet using blockchain-issued credentials.
- Verified attributes enable privacy-preserving proofs so users control who sees what without exposing raw data.
Issue Verifiable, Minimal Credentials
- Issue credentials from trusted validators and encrypt the underlying data off-chain so users can share only what’s necessary.
- Use reusable, refreshable credentials to prevent oversharing and to streamline KYC and asset proofs.
Mastercard Integration Live In The US
- Humanity integrated with Mastercard's Open Finance connectivity to let US bank customers issue banking credentials.
- Once connected, MasterCard signs credentials and Humanity uses ZK proofs to let users share verifiable claims.