Motley Fool Money When to Hire an Advisor, and It Pays to Hug Your Job
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Sep 6, 2025 Dayana Yochim, a seasoned personal finance columnist for Bankrate and former podcast co-host, shares her insights on the benefits of hiring a financial advisor. She emphasizes how professionals can help navigate significant life events and alleviate financial stress. The conversation highlights surprising trends in the job market—staying in a job may now offer better wage growth than switching. They also delve into the growing ETF landscape and the unique dynamics of the housing market, where new homes are surprisingly more affordable than existing ones.
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Job Hopping's Payoff Has Lessened
- Wage growth now favors job stayers slightly more than job switchers, reversing recent trends.
- This shift may signal labor-market cooling and suggests being a 'job hugger' could be wiser now.
ETF Explosion Brings Choice And Complexity
- ETFs now outnumber U.S. stocks, driven by rapid ETF launches and more exotic strategies.
- More choice helps investors but increases complexity; stick to low-cost index ETFs unless you truly understand advanced products.
New Homes Cheaper Than Existing Ones
- New homes are on average cheaper than existing homes by about $19,000, a rare reversal signaling housing weakness.
- Builders offer incentives to move inventory while homeowners remain less willing to cut prices.