Tax forms. Mortgages. Pensions. Most of us have to deal with them at some point in our lives, but do we really understand them?

We all know we’ll have to take control of our finances when we ‘grow up’, but we don’t always know where to start. In fact, our research shows that most people in the UK do not understand their personal tax affairs, with the younger generations the most confused.

So why are we leaving them to fend for themselves? Is a lack of financial understanding holding young people back?

What about those of us still struggling? Will we ever get to grips with it all?

Is the tax system really that complicated? Do we understand what we’re paying towards? And why does it matter anyway?

Hosts: George Parrett and Ethan Worth

Guests: Dan Lyons and Gemma Tetlow

Technical support: Deloitte’s Creative Studio

Original music: Ali Barrett