Rising costs are squeezing American households as savings dwindle and defaults increase. The hosts dive into the frozen housing market, with millions locked into low-rate mortgages. They explore innovative solutions like 50-year mortgages and assumable loans, while discussing the impact of gig work and automation on jobs. The conversation also highlights the rising costs of healthcare and childcare, which are straining workforce participation. Finally, they touch on the complexities of affordable housing policies and the challenges of rebuilding.
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Inflation Hits Essentials, Squeezes Savings
Inflation has hit essentials (housing, groceries, childcare, healthcare), leaving many households with far less disposable income.
Danille McElroy warns that shrinking savings and rising basic costs are pushing middle-class families into paycheck-to-paycheck danger.
insights INSIGHT
K-Shaped Economy Masks Uneven Pain
Consumer spending can remain strong while large segments struggle, creating a K-shaped recovery.
Ken McElroy and Danille McElroy note boomers are inflating headline spending while younger generations fall behind.
question_answer ANECDOTE
Palisades Rebuild Slowed By Red Tape
Ken McElroy recounts slow post-fire rebuilds in the Palisades due to regulatory red tape and high rebuilding costs.
He argues excessive regulations make rebuilding prohibitively expensive and slow.
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Black Friday/Cyber Monday Sale on 1-Year of KenPro! Follow this link: https://ken-mcelroy.learnworlds.com/blackfriday2025
Reposted the episode to correct an editing issue.
Americans are being crushed by rising costs, shrinking savings, and a housing market frozen in place as millions remain locked into 2–3% mortgages. In this episode, Ken and Danille break down the affordability crisis, foreclosures, Trump’s proposed solutions, and whether options like 50-year mortgages or assumable loans can actually fix the problem.
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If you're an accredited investor and are interested in learning about opportunities to invest with Ken follow this link: https://mccompaniesinvest.com/knowmore
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ABOUT KEN: Ken is the author of the bestselling books The ABC’s of Real Estate Investing, The Advanced Guide to Real Estate Investing, and The ABC’s of Property Management. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This podcast is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income. Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you’re a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.
Ken's company: https://mccompanies.com
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