What Every Retiree Needs to Know About Social Security, Trusts, and Retirement Withdrawals

Take the next step in your retirement planning.

Tune in to the latest episode of the Retire Sooner Podcast with Wes Moss and Christa DiBiase, where you'll hear thoughtful, real-world insights designed to help you make informed financial decisions and pursue a more confident, purposeful retirement.

• Explore ways to optimize Social Security benefits, including timing strategies, spousal considerations, and personalized withdrawal approaches.

• Understand common sources of retirement anxiety, even among high-net-worth individuals, and consider approaches for managing emotional and financial uncertainty.

• Learn how trusts can support estate planning goals, from avoiding probate to managing real estate assets within your long-term financial plan.

• Consider retirement account strategies such as the Rule of 55, Roth conversion timing, and prioritizing tax-efficient cash flow.

Review your investment mix by comparing target date funds and balanced funds, and evaluate which may better align with your risk tolerance and retirement timeline.

• Weigh different withdrawal strategies by comparing the timing of distributions from retirement accounts versus claiming Social Security.

• Examine how 529 plans and Roth IRAs may fit into your education and retirement planning—especially if you’re part of a high-income household navigating recent tax law changes.

Compare the structure and features of S&P 500 mutual funds and ETFs to help determine which may be more appropriate for your investment preferences.

🎙️ Subscribe** and listen to the Retire Sooner Podcast today** for thoughtful conversations that can support your journey toward long-term financial well-being.

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