The Rob Berger Show RBS 232: 2025 Free Income Tax Calculator (FQF)
Oct 4, 2025
Discover essential strategies for tax planning with a detailed 2025 tax estimator. Learn effective ways to analyze Roth conversions without expensive tools and decide whether to pay off your mortgage early or invest instead. Explore the value of identity theft protection services and why freezing credit can be a smart move. Finally, understand how reinvesting versus spending dividends impacts your retirement planning. Join for insightful financial advice that can help you achieve financial freedom!
AI Snips
Chapters
Transcript
Episode notes
Use eFile's Detailed 2025 Tax Estimator
- Use the eFile 2025 tax estimator to model detailed 2025 tax scenarios for Roth conversions and planning.
- The tool walks through income, deductions, credits, and nearly the whole 1040 for free.
Tools For Roth Conversion Planning
- Try Bolden for multi-year Roth conversion planning and to visualize effects across your retirement plan.
- Use Vanguard's free Roth conversion calculator for year-by-year break-even tax analysis if you want a simpler approach.
When To Favor Mortgage Payoff
- Prioritize emergency funds, paying off non-mortgage debt, and saving for retirement before accelerating mortgage payoff.
- With a mortgage rate around 6.5%, consider paying it off if other priorities and liquidity are covered.