While major markets such as Nigeria, South Africa, Ghana and Kenya have appeared in various headlines for breaking multiple records, some argue that adoption is not as high as we think. Fonbnk’s co-founder and head of growth in Africa, Michael Kimani, breaks it down.

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The views, thoughts, and opinions expressed in this podcast are its participants’ alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast’s participants may or may not own any of the assets mentioned.