How to Become A Note Investor in 2025

Jan 7, 2025

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Become a Note Investor in 2025: The Note Guy's Action Plan

Happy New Year, fellow real estate enthusiasts! This year, let's stop dreaming about building our real estate empires and start making it happen. This week on The Note Closure Show, Scott Carson, aka The Note Guy, laid out a no-nonsense roadmap for becoming a successful note investor in 2025. No more wishing, no more waiting—it’s time for action!

Scott emphasizes that note investing isn't a get-rich-quick scheme (sorry, folks, no overnight millionaires here!). It's a marathon, not a sprint, requiring patience, strategy, and a healthy dose of grit. He debunks the common misconception that wholesaling equates to note investing. Wholesaling is flipping deals for a quick profit; note investing is strategically acquiring and managing notes for long-term returns. Think of it like this: wholesaling is dating; note investing is marriage. One's a fling, the other is a commitment—and it yields far greater rewards.

Scott's Key Strategies for Note Investing Success in 2025:

Choose Your Niche: Note investing offers diverse niches. Do you want to focus on performing or non-performing notes? Residential or commercial? Owner-financed or institutional debt? Pick a niche that aligns with your experience, time commitment, and risk tolerance. Don't try to be a jack-of-all-trades; master one niche before branching out.
Build Your Buy Box: Don't just buy any note that comes your way. Define your ideal note, including location, property type, loan amount, and terms. This is crucial for maximizing your ROI and minimizing risk. Scott's "buy box" strategy keeps him focused on notes with high cash flow potential.
Master the Marketing Game: Forget outdated marketing strategies. Scott prioritizes direct outreach to lenders and banks through phone calls, email blasts, and—most importantly—LinkedIn. It may take some time to build a strong network but it's worth the effort. It's all about building relationships and letting lenders know exactly what you're looking for.
Leverage the Power of Referrals: Your network is your goldmine. Build strong relationships with lenders, banks, and other note investors. Referrals often lead to the best deals.
Embrace the Marathon Mindset: Note investing takes time, patience, and due diligence. Don't expect overnight riches. Focus on consistent marketing, due diligence, and building your portfolio. It's about steady progress and long-term returns.

Humor and Relatable Moments:

Scott's talk was peppered with hilarious anecdotes about the challenges and rewards of note investing, including his own mistakes (like the near-decade-long foreclosure process on a badly chosen junior lien). He emphasized that learning from mistakes is part of the process. You'll also find it funny when he calls out investors for making lowball offers on notes, reminding us that aggressive bidding won't always work—sometimes, relationship-building yields better results.

The podcast also highlighted the importance of building a strong online presence. Think of it as your digital storefront. A well-designed website and a robust LinkedIn presence, along with some targeted advertising, can attract promising deals and investors alike. This is a must-have in today’s digital age.

Scott's message is clear: Stop daydreaming and start taking action! 2025 is the year to seize opportunities. Don't wait for the perfect deal or the perfect moment. Start building your note-investing strategy today, and make this your most successful year yet!

Watch the original VIDEO HERE!

Book a call with SCOTT HERE!

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