Point Me To First Class 75. Getting Your P2 Approved, Business Credit Cards for W-2 Employees, and the Future of Points and Miles: Q&A
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Aug 5, 2024 Discover how to tackle business credit card applications, even if your partner's been rejected before. Learn the importance of credit freezes for protecting your identity and credit reports. Explore the dynamic world of travel rewards and its growing community. Gain insights on maximizing points and staying ahead in loyalty programs, whether you're a newbie or a seasoned traveler. This engaging discussion is packed with tips and strategies to elevate your points game.
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Handle Credit Card Denials
- If your credit card application is denied, check the denial reasons in the mail and contact the issuer for reconsideration within 30 days.
- Calling the bank's reconsideration line can help overturn denials by clarifying or correcting application details.
Credit Card Approvals Without Earned Income
- List your total household income on credit card applications if you have no personal earned income.
- Start with entry-level or charge cards like Amex Green or Gold to establish credit for first-time applicants.
Qualify for Business Credit Cards Easily
- You don't need a large or formal business to qualify for business credit cards; side gigs or any business activity counts.
- Apply as a sole proprietor using your legal name and social security number without needing a tax ID or high revenue.