The Ramsey Show Highlights I Took Out $135,000 in Student Loans in Order To Survive
Feb 12, 2025
A listener shares their daunting journey of managing $135,000 in student loans while aspiring to be a therapist. The conversation highlights the struggle of balancing unpaid internships with full-time jobs and the looming pressure of financial stability. Strategies for effective debt repayment emerge, including the snowball method and the potential of side hustles to generate extra income. Real-world experience is emphasized as a key to success, along with valuable resources for financial management.
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Six-Figure Counselor Anecdote
- Dave Ramsey recounts asking a successful counselor how they achieved a six-figure income.
- The counselor's response emphasized hard work, extended hours, and prioritizing client needs.
Be Different, Not Typical
- Don't be a "typical" counselor if you want to escape the average salary range.
- Work unconventional hours, take on extra clients, and go the extra mile to stand out.
Hustle While Building
- Take on additional jobs while building your client base to ensure financial stability.
- Don't let professional pride prevent you from doing what's necessary to pay bills.