101: Conquering Your Financial Fears in 2025

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Jan 20, 2025

Explore common financial fears as 2025 approaches, with valuable strategies for achieving stability through disciplined budgeting. Discover the importance of comprehensive expense tracking and the advantages of opening a Roth IRA, especially for young families. Learn the crucial differences between investing and gambling, emphasizing informed decision-making. Gain insights on proactive retirement planning at 35 and how to prioritize long-term financial health. Finally, explore actionable advice on managing student loans and optimizing investment strategies for future success.

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ADVICE

Hope for 2025

If you feel stuck financially in 2025, remember it's still early, and change is possible.
Focus on making changes and overcoming your financial fears throughout the year.

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ADVICE

Conquer Low Income Fear

Create or audit your budget to identify areas where you can reduce spending.
Address "ankle biters," small, frequent expenses that add up significantly.

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ANECDOTE

Ankle Biters: Austin's Experience

Austin Hankwitz shares his experience with "ankle biters," such as Uber Eats, impulse purchases, and hygiene products.
He emphasizes the importance of predicting these small expenses and finding margin in your budget.

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Conquering Financial Fears

03:55 • 5min

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Overcoming Financial Fears: The Honest Budget and Investing Strategies

09:23 • 4min

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Empowering Investment Choices and Overcoming Financial Fears

13:11 • 4min

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Investing vs. Gambling: A Smart Approach to Retirement Planning

17:27 • 4min

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Proactive Retirement Planning at 35

21:08 • 6min

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Navigating Financial Futures

26:47 • 8min

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Future Financial Security and Investment Strategies

34:29 • 13min

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📲 Try this easy-to-use Retirement Calculator!

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Download our FREE Financial Planning Workbook for 2025!

👉 ⁠CLICK HERE!⁠

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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for conquering your financial fears in 2025.

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📚 Learn about investing with other investors on Blossom! You can also view Robert and Austin's portfolios.

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❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram

📬 Inquire about working together – christian@witz.vc

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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 1/19/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Fee Schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://public.com/disclosures/bond-account⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more.

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