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About the episode: In this episode of the Indian Business Podcast, we sit down with Anshul Gupta, the co-founder of Wint Wealth, a platform revolutionizing access to bonds for retail investors in India. The conversation is a masterclass in personal finance for Indians in their 30s, covering how to build a solid financial foundation with term insurance, health insurance and emergency funds, even if you missed these steps in your 20s. Anshul breaks down common money traps from over-leveraging on home loans to chasing unrealistic multi-bagger returns and offers a balanced portfolio strategy mixing equity, fixed income, gold and real estate. He explains why equity returns are tied to India’s nominal GDP growth, why spousal income parity impacts household harmony and how bonds have evolved into an accessible, reliable fixed-income option through platforms like Wint Wealth. For anyone navigating rising family expenses, planning for retirement or simply seeking stability in volatile markets, this episode is packed with practical, no-nonsense insights.

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