TFTC: A Bitcoin Podcast #702: The State of Bitcoin Protocol Development in 2026 with Coinjoined Chris
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Jan 10, 2026 In this discussion, Chris, also known as @coinjoined, is the founder of Biturance, a Bitcoin insurance company focused on self-custody and European adoption. He elaborates on the recent debates over Bitcoin protocol and quantum concerns. The conversation touches on the clash between institutional and cypherpunk cultures, along with the role of Bitcoin in international trade. Chris shares insights on running nodes, the need for better security features, and wishes for future Bitcoin innovations. Expect reflections on adoption and the need for clearer communication in the space.
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Quantum FUD Is More Noise Than Imminent Threat
- Quantum FUD resurfaces as a narrative when Bitcoin discourse gets bored, not because it's imminent.
- Bitcoin cryptographers are already working on post-quantum solutions, giving the community time to prepare.
Running An Insurance Business Around Self-Custody
- Chris runs Biturance focusing on self-custody insurance, inheritance, and store-of-value protection for Bitcoin holders.
- He uses Bitcoin daily for business payments and prefers it over slow, expensive wire transfers.
European Institutions Are Quietly Embracing Bitcoin
- Luxembourg's sovereign wealth fund bought Bitcoin exposure and the country is becoming pro-Bitcoin at institutional levels.
- European adoption shows variance: strong communities exist but social dynamics differ country to country.