9to5Mac Daily The future of Apple Card
Jan 8, 2026
Exciting changes are ahead for Apple Card as Chase takes over from Goldman Sachs, ensuring a smooth transition for users. No reapplications will be needed, and cash back perks remain intact. There’s also a discussion about the reasons behind Goldman’s substantial losses, including risky lending practices. Additionally, Kentucky's new mobile ID app is set to support Apple Wallet soon, adding to the excitement of digital identification.
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Chase Will Replace Goldman Sachs For Apple Card
- Apple confirmed Chase will take over Apple Card and the transition will occur over the next 24 months.
- Users can continue using and managing Apple Card normally while Apple and Chase share more details closer to the migration.
Don't Reapply Or Act Now
- Do nothing immediately; Apple says existing Apple Card users do not need to reapply or take action now.
- Monitor communications from Apple for additional details about physical cards, balances, and savings migration.
Core Card Features Stay, Issuer Changes
- After the transition, Apple Card balances for open accounts will be with Chase and credit reports will update to reflect Chase as issuer.
- MasterCard remains the payment network and core Apple Card benefits like daily cash and no fees will continue.
