Welcome to the Tearsheet Podcast. I’m Tearsheet's Editor, Zack Miller. There are a couple of things about advances in financial services that continuously get me juiced – even after a decade of covering the space. One is when new products emerge that just work, whether that’s through integrating into existing platforms or through automation. There’s something almost magical when that happens. Another thing that inspires is inclusiveness – there’s so much being done at incumbents and fintechs that will make financial services more inclusive in the future. SecureSave ticks both of those boxes. It’s trying to popularize the emergency savings account. Haven’t heard of an ESA? That’s OK, I hadn’t either but it functions similar to a Health Savings Account and is intended to help employees save for an emergency. Offered through employers, an ESA is likely to have the same preferred tax treatment an HSA has in the future if Devin Miller has his way. With a strong background in financial software, Devin is a co-founder of SecureSave and is following the HSA playbook for bringing his firm and HSAs to market. Devin Miller is my guest today on the Tearsheet Podcast.