Main Street Business #583 Strategic Strategies With a Self Directed IRA
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Jul 1, 2025 Discover how to transform your retirement accounts with self-directed IRAs, enabling investment in diverse assets like real estate and crypto. Learn about the incredible tax benefits of Roth IRAs and strategies to maximize tax-free wealth. Gain insights into setting up IRA LLCs for checkbook control, allowing for greater flexibility in your investment choices. Explore the rules and advantages that can open up new opportunities for wealth accumulation, empowering you to take charge of your financial future.
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Invest Your IRA Beyond Stocks
- Use your IRA or Roth IRA to invest in real assets like gold, real estate, or crypto instead of just stocks and mutual funds.
- This strategy builds wealth tax-free in a Roth and avoids paying taxes on gains until withdrawal at 59½, maximizing growth potential.
High Returns Lending From IRA
- Mat lent money from his Roth IRA to a real estate investor at a 14%-16% annual return, showing how self-directed IRAs can generate high yields.
- He highlighted the power of tax-free compounding by comparing IRA vs. personal lending returns.
HSAs Invested in Real Estate
- Mark bought low-income housing property inside his health savings account using seller financing and a small down payment.
- The rental income grew tax-free and paid for his child's braces, illustrating creative use of health savings accounts in real estate.