Milenomics ² Podcast - No Annual Fee Edition Episode 52: Q2 5x Categories, Transfer Bonuses, and Heightened Welcome Offers
Mar 23, 2021
21:14
We've got a full show today. Let's get right into it...
0:25 Q2 2021 5x Categories
- Chase Freedom
- Gas Stations
- Home Improvement Stores
- Discover
- Gas Stations
- Wholesale Clubs
- Select Streaming Services
- Citi Dividend
- Supermarkets
- Drugstores
3:15 Amex 40% Transfer Bonuses to Hilton/Marriott
- 1,000 MRs become 2,800 Hilton
- 1,000 MRs become 1,400 Marriott
- One use model: Marriott to “high value” foreign carrier programs
- More on that in the paid show
7:10 Amex Bonvoy Heightened Offers
- Amex Bonvoy Business 100k
- $5,000 min spend in 3 months
- $125 AF
- $150 statement credit
- Available through referral
- 35k cert on renewal
- Amex Bonvoy Brilliant 125k
- $5,000 in 3 months
- $450 AF
- $200 back at restaurants
- $300 Marriott credit
- Not seeing it available through referral as of yet (affiliate and public only)
- 50k cert on renewal
21:10 Amex Delta Gold 90,000 Offer (HT Brian at FM)
- Seen while making a booking on Delta.com
- Referral a better option if you have 30k + 70,000 + $200 credit
- But… (see next item)
11:45 Amex Removing Referral Capability for Some (DoC)
- Seems to be some new kind of penalty box
- Used to be that certain cards were unable to refer from, but other cards (especially new ones) were able to
- Now it seems to apply to all cards if affected
- Even squirreled away links don’t work any more saying: Sorry this referral link is no longer valid and you will not receive the referral bonus.
- Thought to be related to self-referral but I really don’t think that’s the case
- Same household referral for sure, but I really don’t think I self-referred
- A troubling shot over the bow for sure...
15:30 Buy Aeroplan Miles for as Little as 1.2 cpp (Direct Link)
- Through April 2, 2021
- A good example of how cashing out bank points isn’t giving up on travel
If you want to hear more, subscribe at patreon.com/milenomics. This week we go deeper into a few of the topics we discussed here as well as:
- Waiting on Amex
- Citi Shenanigans
- Retention Offers and more...