Listing Bits Andy Taylor and Greg Fischer of RetroRate - Assumable loan discovery
Sep 29, 2025
Andy Taylor and Greg Fischer, co-founders of RetroRate, bring a wealth of experience in real estate technology. They delve into the significant opportunity that assumable loans present, highlighting that 22-25% of homes may qualify yet are rarely marketed effectively. The duo discusses the challenges agents face in recognizing and promoting these loans and unveil RetroRate's innovative tools, like their Chrome extension, designed to enhance visibility and facilitate transactions. They also address how assumable loans can increase home affordability and assist various buyer types.
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Assumables Are Common But Invisible
- Assumable loans are a large but hidden component of the housing market.
- Andy Taylor estimates 22–25% of active listings have assumable loans while <0.1% are marketed that way.
Military Markets Know Assumables
- Greg Fischer notes assumables are well-known in military communities where VA loan transfers occur often.
- He cites Killeen, Texas, as a market with exceptionally high assumable rates due to nearby bases.
Put Agents In Control With Free Tools
- Give agents free tools to find and market assumable loans so they can lead the transaction.
- RetroRate provides an agent-facing platform and gives the tool away free to increase adoption.
